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← Rental ownership & management

RENTAL OWNERSHIP · CASH FLOW

What is left after the costs?

Start with three monthly figures. Add a cost breakdown and vacancy allowance when you want a closer look.

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Rental cash-flow calculator

CAD

Enter the rent to start. Blank costs and mortgage payments count as $0; vacancy starts at 0%. Adjust these to suit your property.

Refine costs & vacancy Optional
Results update as you type

How this works & what is not included

Average monthly cash flow = monthly rent × (1 − annual vacancy rate) − other monthly costs − monthly mortgage payments. Annual results are monthly averages × 12. Itemized and total expenses are never counted twice.

Only entered figures are included. Purchase and sale costs, income tax, property value changes and unentered expenses are excluded. Maintenance reserves are not actual expenditure. Mortgage principal is a cash outflow, not necessarily deductible. This is a budgeting tool, not a rent valuation, tax opinion or investment forecast.